Let’s take a look at exactly what each of Dave Ramsey’s budget categories covers. That’s why Dave Ramsey percentages are so helpful: They ensure that you are looking at your complete financial picture to identify areas that you’ve mastered and places where you need to shift your focus. One of the reasons that some budgets fail is because they don’t accurately capture all of the expenses that budgeters are likely to encounter. Here’s what a Dave Ramsey budget form might look like based on his categories and percentages.
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